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Cheap Car Insurance for Over 50s

If you are looking for car insurance for the over 50s then you will have some good options. The really nice thing about being a bit older is that you get to usually benefit from lower premiums. This is because on average over the 50s are safer drivers. The insurance companies know that those who are under 50 are more likely to make a claim so they see older drivers as less of a risk. Unfortunately not all insurance companies have a special package for mature drivers, but many of them do.

Tips for How to Find Cheap Insurance for Over 50s

Here are just a few tips that will hopefully mean that you will be able to find cheaper car insurance.

  • As well as your age most insurance companies are also interested in whether you are male or female; this is because women are considered safer drivers. So if you are a woman and are over fifty you will want to try and get a premium where you are given a discount for both of these factors.
  • There is a wide range in the quotes that you will get for insurance premiums no matter what group you fall into. There are also too many insurance companies to easily compare them all without help. This is why it can be a huge help if you use a resource that can compare the different quotes for you. That way you are more certain of getting a good deal; if you only compare a few quotes then your chances of finding the best price is slim.
  • If you have a good record in regard to no claims you will certainly want to highlight this. If you have been driving for decades and not had huge claims then this should ensure that you are entitled to a big discount – of course not all insurance companies are fair about this.
  • If you are considering purchasing a new car keep in mind that this could have a huge impact on your insurance costs. If you purchase something with a powerful engine or with modifications then this could put you in a higher risk bracket. It is always worth considering this before you buy; otherwise you could end up with a car that you can’t really afford to ensure.
  • If you have any approved added safety features on your car you might want to mention this to see if you qualify for a further discount.

COMPARE INSURANCE WEBSITES
TOP 2 COMPANIES

GoCompare covers

61%

GoCompare allows you to compare and customise your quote results to get the best policy for your needs (e.g. if you want breakdown or a courtesy car included).

Average time taken : 5 Minutes

Quotes returned : 81 from providers searched

Money Supermarket covers

78%

Moneysup allows you to compare and customise your quote results to get the best policy for your needs (e.g. if you want breakdown or a courtesy car included).

Average time taken : 5 Minutes

81 from providers searched

INDIVIDUAL INSURANCE WEBSITES

Kwik Fit:
Extras, extras... Exclusive customer offers with a range of providers including, Kwik Fit, Haven Holidays, Virgin Wines and loads more

Asda:
They now offer 2 great policies, and as you'd expect from Britain's lowest priced supermarket both of these offer great value.

The Cooperative:
With The Co-operative Insurance, customers get more than they expect, for less – that’s because what many insurers charge you extra for, this insurer include as standard.


OTHER COMPARISON
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If you still haven't found a deal you're happy with or want to push the envelope there are many more options to try.

The insurers, editorials and evaluations on this site are offered purely for information purposes and do not in any way amount to advice about, or a recommendation of, any product or provider. If you choose to make use of the aforementioned insurers, we do not accept any liability and we provide no assurances, guarantees or representations, inferred or otherwise, for the substance or precision of these intermediary sites or businesses. If you have any uncertainties you should check with an authorised independent financial expert for guidance in association with your individual situation and particular requirements. A list of advisers in your local area can be found at www.unbiased.co.uk.