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Cheap Car Insurance for First Time Drivers

Getting cheap car insurance for first time drivers can be difficult if you don't know where to look. A lot of people will end up just taking the first thing that sounds reasonable, but this is rarely the best deal. The problem is that most of us aren't insurance experts; why should we be? We also don't have the time to check all the available options to see which one offers the best deal. This all means that unless we use a website that checks all the options for us we will really struggle to get a good deal.

Things to Consider When Looking for Cheap Car Insurance for First Time Drivers

There are a few things that we really should consider when looking for cheap insurance for first time drivers. Those who have never driven before won't qualify for the cheapest options but they can still get good deals; here are some things to consider:

  • If you are a female then you have an advantage when it comes to finding cheap car insurance. This is because women are viewed as less likely to be involved in an accident and to make big claims – the statistics show this. It is also well known that women are far less likely to be convicted of driving offences.
  • If you buy a car that is considered in a low risk band then this will mean that you will be entitled to cheaper insurance. If you have a vehicle that has a big engine or modifications to it then you are going to really struggle to find cheap insurance.
  • Some insurance companies provide special packages for first time drivers and it is definitely worth considering these quotes if you want to increase your chances of getting a bargain.
  • Most insurance companies will offer reductions for security features that you have added to your car – they see this as reducing the risk of you making a claim. If you have an approved alarm or an immobiliser then this could make you eligible for a reduction in car insurance costs, but you will need to check with individual insurance companies to see exactly what is on offer.

Finding cheap insurance for first time drivers does take a bit more effort than most other drivers, but if all the different options are checked there are sure to be some good deals on offer.

COMPARE INSURANCE WEBSITES
TOP 2 COMPANIES

GoCompare covers

61%

SEARCH

GoCompare allows you to compare and customise your quote results to get the best policy for your needs (e.g. if you want breakdown or a courtesy car included).

Average time taken : 5 Minutes

Quotes returned : 81 from providers searched

Money Supermarket covers

78%

SEARCH

Moneysup allows you to compare and customise your quote results to get the best policy for your needs (e.g. if you want breakdown or a courtesy car included).

Average time taken : 5 Minutes

81 from providers searched

INDIVIDUAL INSURANCE WEBSITES

Kwik Fit:
Extras, extras... Exclusive customer offers with a range of providers including, Kwik Fit, Haven Holidays, Virgin Wines and loads more

Asda:
They now offer 2 great policies, and as you'd expect from Britain's lowest priced supermarket both of these offer great value.

The Cooperative:
With The Co-operative Insurance, customers get more than they expect, for less – that’s because what many insurers charge you extra for, this insurer include as standard.


OTHER COMPARISON
WEBSITES

If you still haven't found a deal you're happy with or want to push the envelope there are many more options to try.

The insurers, editorials and evaluations on this site are offered purely for information purposes and do not in any way amount to advice about, or a recommendation of, any product or provider. If you choose to make use of the aforementioned insurers, we do not accept any liability and we provide no assurances, guarantees or representations, inferred or otherwise, for the substance or precision of these intermediary sites or businesses. If you have any uncertainties you should check with an authorised independent financial expert for guidance in association with your individual situation and particular requirements. A list of advisers in your local area can be found at www.unbiased.co.uk.