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Temporary Car Insurance

Temporary or short term car insurance is something that you might need from time to time.  ...

Why Would You Need Short Time Car Insurance

There will be many occasions when you will need to obtain short time car insurance; these ...

Buying Car Insurance for a Classic Car

If you have a car that is over a certain number of years or if you ...

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Cheap Car Insurance for Classic Cars

Owning a classic car can provide such pleasure. Maybe this vehicle is something that we associate with our childhood and by driving it we are getting back in touch with that period of our life. There have been some wonderful classic cars built over the years and it is hard not to feel a lot of pride about owning one. The only drawback though with owning classic cars is that finding cheap insurance can be difficult; if you have an expensive car then you will want to have good coverage.

How to Find Cheap Car Insurance for Classic Cars

Before we talk more about how to find cheap car insurance for this type of vehicle it is important that we make clear what we mean by 'classic cars'. For insurance purposes a classic car can be a slippery definition and different insurers will have different ideas about this. On average though, most insurers will probably agree that a classic car is something that is at least twenty years old. Some insurers will also have a monetary value for combined with age for what they define as a classic car; it will usually have to be a vehicle that is worth more than £15,000. If a car does not meet the criteria then the insurer might just view it as an old car rather than a classic car.

Tips for Finding Cheap Car Insurance for Classic Cars

In order to find cheap car insurance for classic cars you might want to consider the following points-

  • Remember that it is only good cheap insurance if it actually covers the value of the classic car. It is important that you agree upon this value before signing up. As your car ages it could become more valuable so it makes sense to keep on revaluing the amount you are insured for.
  • If you are prepared to put a millage limit on your car then this should mean that you can benefit from cheaper insurance. This is good if you only driver your classic car at the weekends; although you will have to stay within the agreed upon limits.
  • Make sure that you establish clearly what an insurer understands by classic car. You don’t want to waste time with an insurer who doesn't agree that your vehicle falls into this particular category.
  • Remember that there are some great resources to help you compare the insurance cost of many different companies so that you avoid the legwork.

COMPARE INSURANCE WEBSITES
TOP 2 COMPANIES

GoCompare covers

61%

GoCompare allows you to compare and customise your quote results to get the best policy for your needs (e.g. if you want breakdown or a courtesy car included).

Average time taken : 5 Minutes

Quotes returned : 81 from providers searched

Money Supermarket covers

78%

Moneysup allows you to compare and customise your quote results to get the best policy for your needs (e.g. if you want breakdown or a courtesy car included).

Average time taken : 5 Minutes

81 from providers searched

INDIVIDUAL INSURANCE WEBSITES

Kwik Fit:
Extras, extras... Exclusive customer offers with a range of providers including, Kwik Fit, Haven Holidays, Virgin Wines and loads more

Asda:
They now offer 2 great policies, and as you'd expect from Britain's lowest priced supermarket both of these offer great value.

The Cooperative:
With The Co-operative Insurance, customers get more than they expect, for less – that’s because what many insurers charge you extra for, this insurer include as standard.


OTHER COMPARISON
WEBSITES

If you still haven't found a deal you're happy with or want to push the envelope there are many more options to try.

The insurers, editorials and evaluations on this site are offered purely for information purposes and do not in any way amount to advice about, or a recommendation of, any product or provider. If you choose to make use of the aforementioned insurers, we do not accept any liability and we provide no assurances, guarantees or representations, inferred or otherwise, for the substance or precision of these intermediary sites or businesses. If you have any uncertainties you should check with an authorised independent financial expert for guidance in association with your individual situation and particular requirements. A list of advisers in your local area can be found at www.unbiased.co.uk.